July 23, 2010 by Alexis Cala

Courtesy of Rachaelvoorhees (via Flickr)
Searching for jobs online is a great way to see who’s hiring and allows your resume to be seen by employers. But if you’re only looking online, you may be missing out on job opportunities. Not to mention, there are some common mistakes that can actually keep you from being hired.
While you should search online, you need to get out there and talk to people too. Whether they’re business owners, friends, etc. – you never know who might have a great job for you.
Make sure you’re not standing in the way of your job search. Here are a few places to get you started:
It’s important to make a good impression both in person and online. Keep in mind, more employers are using the web to get an idea of who you are. Would you want a future employer to see what you shared on Facebook?
Posted in Employment | Tagged interview, job search, jobs, networking | Leave a Comment »
July 7, 2010 by Alexis Cala

Courtesy of Nanagyei (via Flickr)
Folks just about everywhere are enjoying rising temps and sunny skies. But for some – especially kids, seniors and people who are obese – extreme heat can quickly mean health problems. Being prepared can help you stay safe while you have fun in the sun.
First, it’s important to be aware of the dangers and have a plan for those who may be at risk. Along with preventing sunburns, be able to recognize symptoms of heat cramps, heat exhaustion and heat stroke. When these go unnoticed they can become serious and in some cases fatal.
Having a plan can also help you prepare for power outages that may occur. Remember to keep an emergency kit in your home and car for those just-in-case moments.
While you can’t always stay out of the sun, there are a few things you can do to beat the heat:
- Drink plenty of water (avoid alcohol and caffeine)
- Do not leave kids or pets in the car
- Stay inside and avoid the heat, especially during the hottest time of the day (usually 2 to 4 pm)
- Keep the heat out: use fans, AC, close blinds, etc. – need cooling assistance? Learn more about LIHEAP
- Dress appropriately (loose, light-colored clothing)
- Relax and try not to over do it
Whatever the weather or emergency may be, knowing what steps to take can help your family stay cool, calm and prepared for anything.
Posted in Emergencies, Health Care | Tagged extreme heat, health, sun safety | Comments Off
July 1, 2010 by Alexis Cala

Courtesy of 24oranges.nl (via Flickr)
Whether you want to compare health plans or you’ve been denied coverage because of a pre-existing condition, a new site may be able to help.
The Department of Health and Human Services (HHS) launched HealthCare.gov — making it easier to navigate your options and get the care you need.
Along with resources, price comparisons and information about the healthcare bill, people who’ve previously been turned away for insurance can sign up for the Pre-existing Condition Insurance Plan (PCIP). PCIP is temporary coverage until the healthcare bill takes effect in 2014. Once the new law becomes effective, insurers can no longer deny coverage or raise rates due to pre-existing conditions.
You can find out which plan is best for you and/or if you’re eligible for PCIP at HealthCare.gov.
Posted in Health Care | Tagged insurance, health, pre-existing conditions, healthcare.gov | Comments Off
June 29, 2010 by Alexis Cala

Courtesy of Daquella manera (via Flickr)
With options running out, more folks looking to make some extra income are falling prey to work-at-home schemes. Of course, there are legitimate home based jobs out there too. Being able to tell the difference can save you a lot of headache and money.
Before you say yes or offer any information, make sure you know what you’re getting into.
The most common warning signs:
- You’re asked for personal information (bank accounts, social security numbers, etc.)
- Claims of “no experience necessary”
- You have to pay money up front for supplies or instructions
- Promises of “easy money” or high earnings for part time work
How to avoid job scams:
Are you looking for a side job? Check out the top 20 home-based businesses and start your own side hustle.
If you think you may be the victim of a job scam, there are a few things you can do.
Posted in Employment | Tagged job scams, Money, unemployment | Comments Off
June 23, 2010 by Alexis Cala

Courtesy of mikecolvin82 (via Flickr)
Once again, jobless benefits are running out. And the extension that would have continued covering millions on unemployment and COBRA has lapsed. This means 1.2 million people will lose the income they depend on to pay for bills, food, and everything in between. So, what can you do?
If you’re running out of coverage, there are a few things you can do to get through tough times:
Get some help with your job search
Apply for financial assistance
These extensions may or may not get passed, either way make sure you’re prepared and you get the help you need.
Posted in Employment, Money | Tagged jobs, jobless benefits, financial assistance, unemployment extensions | Comments Off
June 21, 2010 by Alexis Cala

Courtesy of justephens (via Flickr)
When you’re trying to save money, the last thing you want is to get nickel-and-dimed. But even your free savings account could be costing you money. What kind of hidden fees are you paying?
It can be a double edged sword. New regulations mean protection for consumers, but fees are becoming a tool for making up lost profits.
For example, since banks can no longer charge overdraft fees, they may charge a maintenance fee instead. So, what used to be a “free” savings account now costs $5 or more a month if you don’t maintain a minimum balance. That adds up fast.
Whether it’s a hotel or your phone bill, you need to be aware of extra fees and what you can do to avoid them:
- CBS looks at the fees you may incur at the ATM, while traveling, and even for calling customer service.
- Money Crashers offers advice on how to avoid service and cancellation fees and other charges from your cable company.
- If you’re getting dinged for your bank account, knowing your options can help you save and get the services you need.
While it never hurts to ask for a refund, it’s best to inquire about fees up front. This way you’ll know what you’re paying for before you get the bill.
Posted in Money | Tagged credit, hidden fees, saving money | Comments Off
June 17, 2010 by Alexis Cala

Courtesy of davef3138 (via Flickr)
June 20th is the 100th anniversary of Father’s Day! And while goofy ties and knick-knacks are fun, don’t forget it’s a celebration of fatherhood. So, whatever you do, just make sure the guy who’s been there knows how much he means to you.
Now, if you’re like Sonora Dodd (quick history lesson), it’s easy to find reasons to celebrate Dad. But it’s not always easy to decide on a gift. Need some ideas? Whether you’re thinking homemade or you have a present-buying budget there are nifty gifts for every kind of Dad.
Still not sure what he’d like? Let him know you care with some wellness tips any dad will appreciate:
The Daddy to-do list on health
Guiltless grill tips
Make a heart-healthy action plan
Dads — looking for a little help? Find resources, advice and support just for you.
Posted in parenting | Tagged crafts, Father's day, gift ideas | Comments Off